Ride the Upside.
Sidestep the Crash.
The Tide Trader Portfolio (TTP) is a rules-based trend following system that tells you exactly what to own, how much to hold, and when to step aside — updated monthly, managed in 10 minutes, backed by data you can verify yourself.
Is Your Portfolio Crash-Ready?
Most investors aren’t.
Not because they lack information. Because they have no process for what to do when markets turn against them.
The data is clear. According to DALBAR’s 2025 Quantitative Analysis of Investor Behavior report, the average equity investor earned just 16.54% in 2024 — in a year the S&P 500 returned 25.02%.
That’s 848 basis points left on the table. The 15th consecutive year of underperformance.
Morningstar’s 2025 Mind the Gap study puts the long-run cost at 1.2% per year in missed returns. Not from bad funds. From bad timing.
We are wired to be bad investors.
We sell winners early. We hold losers too long. We buy at peaks and panic-sell at bottoms. We trust our gut, the talking heads on television, and Reddit.
Every one of those instincts costs us money.
And in an environment where multi-trillion dollar deficits are steadily eroding your purchasing power, you cannot afford the mistakes that destroy capital.
The Math of Drawdowns
A -50% loss requires a +100% gain just to break even.
Most investors don’t internalize that until they live through it.
The S&P 500 fell 34% in just 22 trading days during COVID-19 in 2020 — the fastest 30% sell-off on record, per CNBC citing Bank of America Securities data.
The Fed hiking cycle of 2022 pushed the index down 25% before bottoming in October.
Following Liberation Day on April 2, 2025, the S&P 500 dropped 18.8% in under a week before the tariff pause reversed the move, per Innovator ETFs research.
Losses and gains are not symmetrical. The deeper the drawdown, the longer the recovery — and the more compounding years are lost.
| Drawdown | Event | Gain to break even |
|---|---|---|
| −10% | +11.1% | |
| −20% | +25.0% | |
| −25% | Fed Cycle 2022 real | +33.3% |
| −30% | +42.9% | |
| −34% | COVID-19 2020 real | +51.5% |
| −40% | +66.7% | |
| −50% | 2008 Financial Crisis real | +100.0% |
Each event required clear-headed decisions under extreme pressure.
Most investors didn’t make them. DALBAR’s data shows the largest outflows of 2024 landed just before a major market rally. Investors guessed the right direction one quarter out of four.
The market doesn’t care about your conviction. It only cares about what you do next.
Why We Built The Tide Traders
We know we naturally struggle as investors. So we built a system that removes the decision from the equation entirely.
Three layers. One process.
The portfolio rebalances monthly and whenever the regime changes.
When something shifts, you get a notification. You open the dashboard. You see the exact allocations. You make your updates. You close the laptop.
No decisions. No what-ifs. All decisions made systematically.
David Dredge of Convex Strategies puts it well — a racecar can only go as fast as its brakes allow. The volatility override and regime identification aren’t there to keep you on the sidelines. They’re there so that when the regime is risk-on, you can lean in with confidence. Equities, bitcoin, assets with real upside. The brakes are what make the acceleration possible.
